Landscape Contractors Insurance
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- Landscape Maintenance
- Landscape Construction
- Arborists/Tree Trimming
- Nurseries and Nursery product sales
- Irrigation System Installation & Repair
- Artificial Turf Installers
- Landscapers with incidental snow plowing and/or street cleaning
- Landscapers with ancillary pool work such as decorative tile, rock, decking and limited plumbing work
States
Nevada, California, Arizona, Utah, and New Mexico
Program Highlights
Carrier AM Best Rated A (XV Excellent)
- Any size tract home or multi-unit developments – Not Excluded
- All size of accounts eligible – small, medium, large and multi state operations
- Separate GL class codes for landscape maintenance and installation
- Accounts with cranes, boom trucks and bucket trucks eligible
- New ventures OK with 3 years experience in the industry
- Flexible deposits and installment plans
Coverages Included in Package
General Liability, Auto, Property, Inland Marine, Crime, and Excess Liability
Coverage Specifics
General Liability- Blanket Additional Insured Protection –automatically included
- Limited Professional Liability – Landscape & Arborists, covers design & build - automatically included
- Pesticide or Herbicide Applicator Coverage - automatically included
- Per Project Aggregate – available upon request
- Wraps/OCIPS - available on request
- No subsidence exclusions
Auto- Flexible auto liability and physical damage deductibles
- Drive Other Car (DOC) – available upon request for eligible drivers
- Youthful drivers with clean driving records OK
- Uninsured Motorist / Underinsured Motorists
- Hired and non-owned liability and physical damage
- Rental reimbursement
- Company and private passenger vehicles
Property- Property Extension for buildings and contents includes data & media, extra expense, property in transit and many more.
Inland Marine- Scheduled and Unscheduled Equipment
- Installation Floater
- Rented & Leased Equipment
Services Included
- Dedicated Certificate Unit – 24 hour turnaround
- Customized claims oversight
- Loss Control
- MVRs run for new hires
Other Coverages and Services Available through Robertson Ryan Insurance
Workers Compensation- Access to multiple “A” rated carriers
- Exclusive programs
- Monthly Reporting
- Roll-over Deposits
- Claims management by Workers Compensation Specialists
- Payroll and claims reviews to ensure accuracy and appropriate experience calculations
- Claims Liaison – specialists will intervene with the Carrier Claims depts. where necessary
Bond Department- License Bonds
- Bid Bonds
- Performance Bonds
- Payment Bonds
Group Health Benefits and Life Insurance- Group Medical
- Family Plans
- Individual Plans
- Specialized consultation for life insurance and asset protection
Personal Lines- Home
- Auto
- Landlord
- Recreational Vehicles, and more